MORTGAGE REDUCTION

5 powerful ways to use money saved on your mortgage

You’ve found yourself with extra cash at the end of your mortgage month. Maybe the interest rate dropped, or you’ve been a savvy money mogul who made higher repayments. The question is, what’s the smartest way to use the extra cash? Without question, throwing your extra dollars into your mortgage is a powerful financial strategy

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MORTGAGE REDUCTION

Debt Consolidation and Investment: kill two birds with one stone

Did you know debt consolidation isn’t just a neat way to tidy up your finances, it’s a potent strategy that can boost your long-term property investment power? Here’s how. First, let’s unpack debt consolidation. How does it work? Different loan types (for example car loans, student loans, credit card etc) attract different interest rates. Some

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MORTGAGE REDUCTION

Have a love affair with property, but cheat on your mortgage

Property, especially your own home, is love at first sight – but there’s no love lost on that nasty mortgage. Here’s how you can swindle your way out of thousands of dollars on your mortgage with a few trusty tricks. How Sarah cheated her lender out of more than $200K Let’s follow the illustrative life

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MORTGAGE REDUCTION

Some numbers around Negative Gearing

Negative gearing explained? In simple terms when related to property, it’s a tax offset that closes the gap between how much an investment costs an owner and how much money they are able to make from it. According to the Australian Tax Office, an investment property is said to be negatively geared when the property

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